Keep the insurance you have. Nothing about your policy changes
Use it for labs, imaging, specialist visits and hospital care
The membership fee pays for time, access and one doctor who knows you
How it fits with insurance
Your membership complements your insurance rather than replacing it
A membership complements your insurance rather than replacing it. Insurance covers the hospital, the specialists and the labs. Your TejoMed doctor covers your core needs.
1
Doctor
The membership
One dedicated doctor who looks after a small number of people, unhurried visits, and direct access: the time insurance doesn’t pay for.
Lab report
Referral
Your insurance, unchanged
Labs, imaging, and specialist visits are billed separately, often through the coverage you already have. Keep your policy: the membership itself is not covered by insurance.
Bring your policy to the advisor call and we will walk through how the two fit together.
Two different jobs. Here is the split, so there are no surprises later.
Your insurance covers
Lab tests and blood work
Imaging such as scans and X-rays
Specialist consultations
Hospital stays, surgery and emergency care
Medications and vaccinations, where your policy includes them
Cover varies by policy. Bring yours to the advisor call and we will go through it together.
Your TejoMed membership covers
One dedicated doctor who knows you and your history
Unhurried appointments that start on time
Same or next-day appointments when you are unwell
Direct contact with your doctor and care team between visits
A comprehensive annual check-up and a plan for the year
Referrals and specialist visits coordinated for you
The membership fee is paid to TejoMed and is not covered by insurance.
In practice
Your doctor stays in charge of the plan. Your insurance pays for the parts it covers.
01
Your doctor decides what is needed
Blood work, a scan or a specialist opinion: your doctor explains why, and arranges it at a partner lab or with a trusted specialist near you.
02
You use your insurance where it applies
The lab, imaging centre or specialist bills you as they would anyone else, so you claim through your policy in the usual way. The membership fee is separate.
03
Results come back to your doctor
Your doctor goes through every result with you, follows up on the specialist’s advice, and keeps it all in your record in one place.
You do not need private insurance to join. What changes is how the separate bills for labs and specialists are paid.
Portuguese private insurance
Keep your policy for the hospital, specialists and labs. Your TejoMed doctor becomes the person who ties it all together and knows your history.
An international or expat plan
Labs, imaging and specialist visits are billed by the provider, so you claim them under your plan in the usual way. Your results and notes stay in your patient portal, ready when you need them.
No private insurance
You can join on the public system alone. Labs, imaging and specialists are paid directly to the provider, and your doctor tells you what is needed before anything is arranged. Your SNS registration stays as it is.
★★★★★
5.0 on Google · 109 reviews
Every review is unprompted and public on Google. Tap a card to read it there.
★★★★★
“TejoMed and Dr. Batista are all I could have hoped for in transitioning to Portugal from the U.S. for my medical care. I have received excellent, informative, insightful, accessible, one-on-one attention and clear explanations to both my health, and how the health care system works, including insurance.”
Glenn Barnes
Google review
★★★★★
“So nice to have a one-stop shop for all of my health needs. Navigating a medical system in Portuguese isn’t always easy…this makes it easy.”
Jordan Reece
Google review
★★★★★
“I am so glad that TejoMed exists. … This saves so much time and headache. I can just contact my doctor if I have an issue.”
Christian Grattan
Google review
Read all 109 reviews
The questions people ask before they join. Have more?
Do you accept insurance?
TejoMed works alongside insurance, and the membership fee is not covered by insurance. The membership pays for what insurance typically does not: a dedicated relationship with one doctor, longer unhurried visits, comprehensive check-ups and direct communication. Your insurance is used for labs, tests and specialist referrals where it applies.
Can I claim the membership fee back from my insurer?
No. The fee pays for time, access and attention, which insurance is not built to reimburse. Labs, imaging and specialist visits are billed separately by the provider and are often reimbursable through your policy.
Do I need private health insurance to join?
No. Members join with Portuguese private insurance, with an international plan, or with no private cover at all. What changes is how the separate bills for labs, imaging and specialists are paid.
What is billed separately?
Lab tests, imaging, specialist visits, medications and supplements, advanced diagnostic procedures, and some additional services such as travel consultations or vaccinations. Many of these are reimbursable through insurance.
What happens if I need a specialist?
Your doctor helps you find the right specialist, prepares you and your information so the visit is useful, and helps you follow the specialist's plan afterwards. The visit itself is billed by the specialist, and your insurance applies where it covers it.
Is TejoMed a health insurance plan?
No. TejoMed is a medical practice with a real clinic in Lisbon, and membership gives you one dedicated doctor who knows you. Your insurance and your SNS registration stay in place for what they cover.
Can I pay for membership through Coverflex?
Yes. TejoMed membership is available as an employee benefit through Coverflex. See the Coverflex page for how it works, or ask your advisor.
Limited Membership Available
Each of our doctors looks after a small number of people on purpose. It’s the only way they have the time to truly know you. Your insurance stays exactly as it is. When a list is full, it’s full.